Dear customers,
The variety of products that we offer can also be bought on credit. The chain of stores TECHNOMARKET EUROPE offers two types of credit schemes: First Investment Bank AD and the company for customer financing TBI Credit. Owners of TRANSCARD credit cards can also purchase stock in our stores through the set POS terminals.

 

1. The scheme from First Investment Bank Ad for crediting customers of “TECHNOMARKET EUROPE”:

1.Credit “TECHNOMARKET”- ID Card.

For who is the credit?
For everyone who has a job, or gets finance from somewhere and needs extra financing. You can apply for the credit no matter if you are a client of First Investment Bank or not.


Why is the credit given?
For the purchase of goods in the TECHNOMARKET EUROPE stores.

What are the terms?
Credit: up to 3000BGL.
Time to pay back: up to 24 months.
Way of receiving the money: Immediately
Way of paying back: Equal monthly payments
Interest Rate: 11.25%


The credit is given after signing record of order with avalist.

What does it cost you?
10BGL. Tax for looking up of the case for giving the credit.
1.5% minimum 10BGL commission for managing the credit which is taken once when the credit is given.

What are the documents?
Application form for releasing the credit.
Copy of the document of your identity and the avalist.

Together with the credit you will receive free international debit card VISA ELECTRON from First Investment Bank

2.Credit Card FIB-TECHNOMARKET
First Investment Bank offers you a fast and easy opportunity to buy the necessities for your home electrical supplies through the credit card FIB-Technomarket. Our desire is to make you choice easier and the goods in Technomarket Europe to be more accessible.
With Credit card FIB-Technomarket you purchase:
Easy: purchasing of variety of products without having to pay the whole price at the moment of the purchase.
Fast: in the order of two and a half hours (the time needed for making a credit card FIB-Technomarket) you give yourself the opportunity to purchase the desired from you products for the next 3 months with credit card FIB-Technomarket.
Accessible: Credit card FIB-Technomarket you purchase with competitive interest rates and special pay back time of 120 days.

Какво е необходимо за издаването на Кредитна карта ПИБ-Техномаркет?

• What do you need to make a FIB-Technomarket credit card?
  - ID Card.
  - A Company notices containing your earnings for the last 6 months (you can see an example in the FIB offices, in the Technomarket stores or to download from here).
  - Application form which you fill in on site in the FIB offices in Technomarket Europe (an example of the application for you can see in the FIB offices, in the Technomarket Europe stores or to download from here).
  
  
  Financing parameters of the credit card FIB-Technomarket:
  1. Maximum credit limit – 5000BGL.
  2. Pay back period of the credit- 120 days.
  3. Maximum time for using the credit – 36 months after signing the contract.
  4. Guaranty- Record of order with avalist.
  5. Without an advisor.
  6. Tax for permitting a credit: 20BGL.
  7. Interest for the first 90 days from the taken credit- the credit has an interest only for the actual adopted sum and for the number of days of using the credit with 0.056% per day.
  8. Interest Rate of the payback period – monthly interest rate for the 36 month pay back period the interest scheme is 0.95%.
  
  
  
  
  
  

Full Information and application forms you can find in the outlets and offices of FIB throught the country

2. TBI Credit- CLUB CARD

Dear customers
From 01.04.2004 all clients of the chain stores “Technomarket Europe” who have signed contracts for personal financing with TBI Credit will receive FREE OF CHARGE Club Card from the stores.
When making a second purchase the owner of club card TBI Credit can get the following discounts:
2%- up to 2500BGL.
3% - from 2501 BGL up to 3500BGL.
5% - over 2500BGL
The discounts are available in all of the chain stores Technomarket Europe

YOU BUY IN THE EASIEST POSSIBLE WAY!
How? With club cards TBI Credit which offer you goods terms for pay back and minimal payment.
Where? In the Technomarket Europe stores.
What? Everything that you like!

Club Card TBI Credit is received without bureaucracy and guarantees.
All you need is to fill in a questionnaire and to present your ID card.

Terms for paying back:

• Time for Paying Back Months	Equal enters Interst Rate
  3	5%
  6	8%
  9	10.8%
  12	13.8%
  15	16.5%
  18	19.4%
  24	24.5%

Example:

Price of the product at the store: 1000BGL.
Payment time: 24 months ( Interest rate 24.5%)
Monthly pay backs: (1000BGL+24.5%)/24m.=51.87BGL





To become a member of the club TBI Credit it is enough to fill in a questionnaire and present an ID card.

Monthly tax for the service- 1.80BGL.
Monthly tax for managing of the credit- 0.3%

Download the Questionnaire »